Get Pre-Approved Early

Dated: 08/29/2013

Views: 1922

One of, if not the, most important steps when you begin your home search is a mortgage pre-approval.  Getting pre-approved early will allow you to know exactly how much you can afford, and will let sellers know that you are serious about buying (and able to close). 


You have many choices when it comes to pre-approval: large national banks, local credit unions and dedicated mortgage professionals like your SC Mortgage Pro, Todd Sevier.  Here are a few reasons why I think a dedicated mortgage professional is best:


  • We work as a bank (direct lender) and a broker (access to dozens of lending channels) for the ultimate in flexibility and low rate pricing options.
  • 24/7 access.  Did you know that most loan officers at a local bank are REQUIRED to leave their office by 5 PM.  I am available any time you have questions, including evenings and weekends.
  •  Dedication and experience.  The average loan officer at a national bank will be on the job less than 6 months.  There is a good chance they won’t be there by the time you are ready close.  I have been doing this for decades and will be available from start to finish.




Call or email me any time I can be of assistance.  I would love the opportunity to earn your business.



"The SC Mortgage Professional"


843.557.3926 Mobile

843.408.0856 Office

843.408.4468 Fax

NMLS 285711


[email protected] (Secure Loan Application)


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Hunter Reynolds

Hunter Reynolds is a full-time Realtor with Keller Williams Realty in Charleston, South Carolina and is Foreclosure and Short Sale Certified. He specializes in residential properties in Charleston, SC....

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